I-Byte yeMfundo: I-Escrow enikezelweyo-iyintoni na kwaye kutheni kufuneka uyisebenzise

"I-Escrow" ibe yimilinganiselo yokhuseleko kwiimali zemveli kwithuba elithile, ixesha elide ngaphambi kokubonakala kwee-cryptocurrencies kunye neenkqubo eziphantsi. Inqaku lichasene nokwabela amagunya, eneneni: i-escrow ithetha abaphakathi. Iqela lesithathu elithembekileyo, elihlala liyinkampani, lilamla phakathi kwabantu ababini abangabaziyo kwaye ligcina imali ebandakanyekayo kurhwebo lwabo ikhuselekile de igqitywe. Kwa elo qela lesithathu linokusombulula iingxabano malunga norhwebo ukuba zivela.

Kwelinye icala, i-escrow enikezelweyo ibandakanya iqonga elivumela amaqela amabini ukuba atshintshiselane ngokukhuselekileyo ngempahla ngaphandle kokuxhomekeka kumthetheli womntu wesithathu njengebhanki okanye igqwetha. Kunoko, isebenzisa izivumelwano ezihlakaniphile-izivumelwano zokuziqhuba kwinethiwekhi esasazwayo-ezibamba iimali de kube iimeko ezithile zidibene. Oku kunciphisa umngcipheko worhwaphilizo kwaye kuqinisekise ukuthengiselana okufanelekileyo ngaphandle kokuthemba igunya eliphakathi.

Ngokomzekelo, kwintengiso ye-peer-to-peer (P2P), umthengi ubeka imali kwi-a isivumelwano esihlakaniphile . Umthengisi ke uhambisa imveliso okanye inkonzo ekuvunyelwene ngayo. Nje ukuba umthengi aqinisekise irisithi, ikhontrakthi ehlakaniphile ikhupha intlawulo. Ukuba kukho imbambano, umlamli (odla ngokukhethwa kwangaphambili) unokungenelela, eqinisekisa ubulungisa. Le ndlela inokusetyenziswa, phakathi kwezinye izinto, ukurhweba nge-crypto, umsebenzi ozimeleyo, kunye nokuthengwa kwempahla yedijithali.

I-Centralised vs. Iinkonzo ze-Escrow ezibekwe kuMmandla

Iinkonzo ze-escrow ezikwindawo esembindini zibonelela ngokulula kunye nokusombulula iingxabano ezicwangcisiweyo kodwa ziza nemiqobo ephawulekayo. Ekubeni inkampani ilawula iimali, abasebenzisi kufuneka bathembe imilinganiselo yokhuseleko kunye nemigaqo-nkqubo. Ezi nkonzo zihlala zibiza iintlawulo ezibalulekileyo ( kude kufike I-$ 450,000 nge-arbitration yamazwe ngamazwe), enokuba yindleko kubantu kunye namashishini amancinci. Ukongezelela, bafuna ukuthotyelwa kwemigaqo yabo ethile, enokuthi ihluke ngommandla. Usombululo lwembambano ngolamlo lunokubiza kwaye lutya ixesha, ngakumbi kumatyala antsonkothileyo, oko kuyenza ibe lukhetho olufikelelekayo kumashishini amakhulu.

I-edcentralized escrow isusa abalamleli, inciphisa iindleko kunye nokwandisa ukuzimela . Iikhontrakthi ze-Smart zizenza iitransekshini, ziqinisekisa ukuba iimali zikhutshwa kuphela xa kuhlangatyezwana nemiqathango ekuvunyelwene ngayo. Ingqwalasela ebalulekileyo kukuba ezo zivumelwano zihlakaniphile azilawulwa liqela eliphakathi. Zikhona ngaphakathi kwinethiwekhi esasaziweyo, evulekileyo ethatha kuphela imali encinci yentengiselwano kwikhontrakthi nganye. Ikhowudi yabo sele yenziwe, kwaye kaninzi ayinakuguqulwa.

Le nkqubo iphucula ukhuseleko ngokususa umngcipheko wokungalawuleki kakuhle okanye ukukhenkceza komboneleli we-escrow. Ngaphaya koko, i-escrow enikezelweyo inokufikeleleka kwihlabathi liphela, ngaphandle kwezithintelo ezisekwe kwindawo okanye kulawulo. Kwiimeko apho iingxabano zifuna ukungenelela kwabantu, ulamlo lwedijithali lusenokudityaniswa, rhoqo ngexabiso eliphantsi kuneenkonzo zomthetho zemveli.

Ngoku, ngaphandle kweenzuzo zayo, i-escrow ebekwe phantsi kolawulo inemicelimngeni ethile. Iikhontrakthi ze-Smart zifuna ukukhowudwa ngononophelo ukuthintela ubuthathaka (kubalulekile ukukhetha iqonga elithembekileyo ), kwaye ayizizo zonke iingxabano ezinokusonjululwa ngokuzenzekelayo. Kumatyala abandakanya isigwebo secala, abalamli abangabantu basafuneka. Nangona kunjalo, ukungafihli kunye nokusebenza kakuhle kweenkqubo zokwabela amagunya kuzenza zibe yeyona ndlela ithembisayo ye-escrow yemveli, ngakumbi kwintengiselwano yedijithali kunye norhwebo lwehlabathi.

Yenza ikhontrakthi ngeArbitration

Obyte inikeza indlela yokwabela amagunya ngokupheleleyo ukujongana neentengiselwano ezikhuselekileyo ngekhontrakthi yayo nenkqubo yolamlo. Ngokungafaniyo nezivumelwano zemveli smart ezithembele idatha yoluntu okanye izihlabo , ezi khontrakthi zivumela abasebenzisi ukuba bamisele imimiselo yobuqu kwaye ibandakanye umlamli ongumntu kwimeko yeengxabano. Iimali zitshixelwe kwikhontrakthi kwaye zikhutshwa kuphela xa omabini amaqela evuma ukuba imiqathango ihlangatyeziwe.

Ukuba kuvela ingxabano, umlamli uthatha amanyathelo okuhlaziya ubungqina kwaye enze isigqibo sokugqibela. Le nkqubo iqinisekisa ukuba iitransekshini zikhuselekile, zisebenza kakuhle, kwaye azixhomekekanga kugunyaziwe ophakathi. IArbStore iqonga lisebenza njengendawo yentengiso yabagwebi abaziingcali abanokukhethwa ukuba bajonge iikhontrakthi. Aba bagwebi ngabantu bokwenyani abanezazisi eziqinisekisiweyo kunye nobuchule kwimimandla efana nomthetho, ishishini, kunye nobuchwepheshe.

Abasebenzisi banokukhangela iiprofayili ze-arbiter, bajonge amava abo kunye nemirhumo, kwaye ukhethe enye ngaphambi kokugqibezela isivumelwano. Imirhumo yabalamli isuka kwi-2% ukuya kwi-5% kwaye ihlawuliswa kuphela ukuba kukho ingxabano. Ukongezelela, umrhumo omncinci osisigxina we-0.75% usebenza kubo bonke izivumelwano kunye nolamlo . Ukuba i-arbiter yenza isigqibo esingafanelekanga, abasebenzisi banokuzixela kwiimodareyitha ze-ArbStore ukuze ziqwalaselwe ngakumbi.

Ukusebenzisa I-wallet ye-Obyte , ukuseta i-escrow edibeneyo kunye ne-ArbStore ilula. Abasebenzisi baqala baxoxe kwaye bayile isivumelwano sabo ngaphakathi kwengxoxo efihliweyo yesipaji. Emva kokuba amaqela omabini evumile, ikhontrakthi ivala imali kwaye iquka idilesi ye-arbiter ekhethiweyo. Ukuba yonke into ihamba kakuhle, umthengi uyayikhulula intlawulo. Ukuba kuvela ingxabano, umlamli uyalivavanya ityala aze alisombulule. Le nkqubo isusa ukuthembela kubameli ababiza imali eninzi, iqinisekisa ukuba akukho themba, ingabizi kakhulu, kunye nendlela ekwaziyo ukumelana nokuhlolwa kokwenziwa kweentengiselwano ngokukhuselekileyo.